It started back in August or the beginning of September, when I started looking a home loan. I was given a loan offers name (T.S.), he contacted me constantly - I kept telling him that I wasn't ready because I want my credit score to go up a little higher so I can get a better rate. After almost a month and a half I finally gave in and let him run my credit (I also let Supreme Lending run my credit) the same day. Both of them said I was approved for $120K (not much, but that was fine with me). I decided to go with First Choice instead of Supreme Lending (BIG MISTAKE). As always in the beginning T.S. was very helpful, answered my telephone calls and/or emails, but never really wanted to send a preapproval letter or a good faith estimate, even after I found properties. My realtor would call and email T.S. but he never responded. I ended up finding a home that I wanted to put an offer on but T.S. took so long that it was gone, that happen with 1 or 2 other properties. Not even 2 months had gone pass and T.S. said he had to check my credit again to see if anything had change - this caused a drop in my credit score, so even if I wanted to go anywhere else to get a loan I would have been denied. Here I am 3 weeks away from getting kicked out of my apartment and I do not have a place to call home. Not once did T.S. say he was sorry or try to suggest other alternatives. Only thing he could tell me is my loan amount had gone down to under $90,000 so I will not be able to purchase even a townhome. This was very unprofessional and a complete was of my time. I spent nearly 3 months with this idiot and all the while he knew he was not going to approve me for a loan. I hate to blame the entire company for one numskull’s actions, but I will not do business with First Choice ever again. I should have run Supreme Lending's way but I thought this man was very serious about helping me, since he called and/or emailed me weekly. Not a fan or happy customer of F.C.L.S.