Loan Officer Profile


Scott Fosgate

NMLS# 206937  

Average Rating: 5  [166 Review(s)]
State(s) Served: CO, FL, GA, NC, TN
Current Employer:  Loan Officer FBC Mortgage, LLC [Orange Orlando Florida]
Scott has been in the real estate financing world since 2000. After graduating with an Economics concentration from the University of the South in 1998, he spent a couple of years in a family construction business before utilizing his financial skills and 3rd generation Floridian resources. He started Edgewater Financial Group in 2004 as a mortgage brokerage to offer his existing and future clients a financing experience that is personalized to their loan needs. In 2008, he partnered up with his brother, John, and the brokerage became the Florida branch of a Georgia based mortgage banker and direct lending began. In 2010, Scott moved his practice to FBC Mortgage, a full service mortgage lender headquartered in Orlando. In addition to Florida, Scott is also licensed in Georgia, North Carolina, Tennessee & Colorado. In his spare time, Scott enjoys time outdoors, from saltwater fishing to golfing. Phone: 407-253-0811

This loan officer does not have any previous Employers
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Refinancing a Breeze by
Reviewed September 02, 2021 | Rating:
FBC Mortgage made my refinancing a very pleasant experience. Everyone was very helpful and always available to answer my questions. I would definitely recommend them.
Easiest transaction to date! by
Reviewed August 19, 2021 | Rating:
We have purchased several homes and this was by far the easiest transaction we have completed. Thank you Scott Fosgate and team for a super easy and flawless transaction. The communication via phone calls, emails and website were first class. I will definitely recommend your services to my friends and family.
Great Experience with FBC by
Reviewed August 08, 2021 | Rating:
We had a closing date that was very quickly coming up, and Scott and his team handled the process very swiftly. I've always been told that purchasing a house is an incredibly stressful process, but to be completely honest, I wasn't stressed at all - from the time our offer was accepted to the day that we closed. I'm very grateful to Scott's team for handling our first home buying experience!
Great Experience by
Reviewed August 04, 2021 | Rating:
The FBC team was easy and great to work with. Very organized and efficient.
Simple and easy by
Reviewed May 18, 2021 | Rating:
First time working with a lender, and we had nothing but a pleasant experience. They were very attentive, honest, and got us the best deal we could find :). Will recommend to our friends!
Nashville office not proactive by
Reviewed February 11, 2021 | Rating:
Never heard anything but generic videos from Scott Fosgate. His team was courteous but not well versed in VA loan rules. Several hurdles arose due to lack of understanding or foresight on my and their part. For people that work on loans every day, they should have been better able to handle them. I had to find solutions as they weren’t proactive in solving them.
Refinance by
Reviewed February 03, 2021 | Rating:
The process took a shorter time than I expected, because of the help I received from Scott
Great Team!!! by
Reviewed January 14, 2021 | Rating:
Scott and his team were great to deal with. They were all helpful when we had questions and quick to provide all info needed. Thanks again.
Unsatisfactory Customer Service by
Reviewed January 07, 2021 | Rating:
Customer service needs tremendous improvement. Audra was not super helpful in the beginning but got better and friendlier towards the end. Only person we were satisfied with was Tarek who offered good customer service throughout the entire process. Scott Fosgate never returned our call nor our realtor’s call to get answer with an issue we found out about during our 2 1/2 hr wait at the title company. Escrow was supposed to close on Dec 15, we asked to move it one day later to the 16th since our flight was scheduled to land late afternoon on the 15th. We were excited going to the title company to sign the final papers only to find out there was an issue with the gift money which we were not told about. After our long wait at the title office our excitement subsided bcuz we couldn’t close escrow that day even though on paper they indicated escrow closed Dec 16. We had to drive back to the Brentwood office half hr away the following day Dec 17, waited another half hour cuz paperwork wasn’t ready and no one came out to inform us what was happening. Very frustrating but thankfully the transaction finally closed that day. Nice gesture by the title company to give us a bottle of wine from Trader Joe’s but customer service still needs much needed improvement as far as FBC Mortgage and Ark Title are concerned.
Fast and Easy by
Reviewed January 03, 2021 | Rating:
Great company to work with for your refinance needs! Staff is really nice to work with and it was a quick process to close on my home.
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