Kelli Cargal, Loan Officer at FBC Mortgage, LLC Reviews & Ratings

Loan Officer Profile

Kelli Cargal

NMLS# 269412

Average Rating:

[10 Review(s)]

State(s) Served:

Current Employer: Loan Officer FBC Mortgage, LLC [Orange Orlando Florida]

https://www.fbchomeloans.com/kcargal/

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If you want to refinance your house use FBC, Kelli Cargal, it’s my 4th time Working with her and she has always made it smooth and we have closed before the deadline by Sean F
Reviewed April 28, 2022 | Rating:

Working with her and she has always made it smooth and we have closed before the deadline

Review Questions and Answers:

1. Loan Type FHA	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan: Kelli Cargal	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Past Customer	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch? Victorville, CA	14. State Property In California

Useful Tips

Contact FBC amd ask for Kelli Cargal to handle your refinance

Kelli always Through worth refinancing, this is my 3rd Time working with Kelli, by Sean F
Reviewed April 28, 2022 | Rating:

Just want to thank Kelly Cargal and also FBC, Kelly made Refinancing very easy and very simple, Just gave her the information and the payment I wanted an amount out that I wanted to refinance for and get cash and we close within 30 days, I highly recommend if you want to refinance to use FBC mortgage with Kelly Cargal, 10 out of 10 Stars

Review Questions and Answers:

1. Loan Type FHA	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan: Kelly Cargal	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Past Customer	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch? Victorville, CA	14. State Property In California

Useful Tips

Contact Kelly Cargal If you’re interested in refinancing your house and want to make it very simple and easy she’ll take care of you

The only thing I don’t like is the high mortgage insurance with FHA loan. by Christine D
Reviewed March 29, 2022 | Rating:

It’s a great company to do business with. They are Super nice, friendly, and professional people. I will definitely do business with them again in the near future.

Review Questions and Answers:

1. Loan Type FHA	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 3 – 6 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan: Kelli Cargal	11. How likely are you to recommend your loan officer to others? Likely
5. Do you feel you received a competitive rate? No	12. How likely are you to recommend the loan processor? Likely
6. How did you hear about your lender? Other	13. How satisfied were you with the processing of your loan? Satisfied
7. Branch? Victorville, CA	14. State Property In California

Useful Tips

I am happy with the service I received. Make sure you have a good job that pays well and keep that job. Don’t ever quit your job until all done and your got your keys.

Highly recommended by Emilio R
Reviewed December 08, 2021 | Rating:

We really appreciate FBC Mortgage for helping to get us into our new construction built home, Kelli and Sarah were awesome, excellent communication throughout the process, very helpful and knowledgeable with all the questions we had, highly recommended if your looking to buy your new home

Review Questions and Answers:

1. Loan Type FHA	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan:	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Builder	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch? Victorville, CA	14. State Property In California

Useful Tips

Good credit, good job history and you'll be set

Excellent for new buyers by Jorge G
Reviewed July 20, 2021 | Rating:

Kelli did an excellent job on our loan process, being available all the time to answer any questions, no counting a lot of tips for first time buyers, even going beyond her work duties, including closing process and escrow questions. Kudos for Kelli.

Review Questions and Answers:

1. Loan Type FHA	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan: Kelli Cargal	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Builder	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch? Victorville, CA	14. State Property In California

Useful Tips

Ask for Kelli Cargal

2020 by Lance B
Reviewed November 20, 2020 | Rating:

FBC Mortgage made the entire loan application process easy. I felt no pressure and never felt overwhelmed. Kelli and her team were great

Review Questions and Answers:

1. Loan Type Conventional	8. Did your loan close on time? Yes
2. Loan Term 20 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan: Sarah S .	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Past Customer	13. How satisfied were you with the processing of your loan? Satisfied
7. Branch? Victorville, CA	14. State Property In California

Re-finance by Michael V
Reviewed October 15, 2020 | Rating:

We wanted to do some upgrades to our home and took advantage of the low rates.

Review Questions and Answers:

1. Loan Type FHA	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan: Not sure	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Other	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch? Victorville, CA	14. State Property In California

Useful Tips

FBC Mortgage was very helpful with getting our goal accomplished.

First home buyer by Allison M
Reviewed October 06, 2020 | Rating:

Kelli was absolutely amazing! She was incredible and so informed from the very beginning! We would absolutely recommend her to everyone we know! Thank you so much for helping us through this process we appreciate all your hard work!!

Review Questions and Answers:

1. Loan Type FHA	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan:	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Realtor	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch? Victorville, CA	14. State Property In Arizona

Great Experience! by Anthony S
Reviewed September 25, 2020 | Rating:

We are first time home buyers and Kelli made everything SO easy and stress free. All our questions were answered and we moved into our beautiful first home on time and with no issues! We are so thankful for all of Kelli’s work and dedication.

Review Questions and Answers:

1. Loan Type FHA	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan:	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Builder	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch? Victorville, CA	14. State Property In California

Best of the Best! by Kong Hian L
Reviewed March 04, 2020 | Rating:

Very good service

Review Questions and Answers:

1. Loan Type FHA	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan:	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Builder	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch? Victorville, CA	14. State Property In California