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Average Rating:
[1 Review(s)]
State(s) Served:
NC
I was a teacher prior to entering the mortgage industry. I feel education is still an important part of my job as a lender. I understand how stressful it can be to purchase or refinance a home. We have bought (and refinanced) four homes all requiring distance moves. All prior to my entering the industry--so I know what it is like to sit on the other side of the desk. In addition, I have a team, so someone is always available to answer a question, take an application, or answer your call.
Specialties: I have access to the largest variety of loan products in the industry through Prime Lending, including: Conventional, Fannie Mae Direct, Freddie Mac Direct, Jumbo, USDA, FHA, VA, as well as Rehab loans: 203K, HomeStyle, HomePath and option to escrow repairs. We provide HARP refinances, FHA Streamline Refinances, and VA IRRL Refinances. We are recommended by NCHFA for specialized first-time home buyer loans including reduced below-market rate loans, down-payment assistance, and Mortgage Tax Credit Certificates.
We use a small hand selected pool of appraisers, so our clients can be confident they are getting the most accurate appraisal possible.
We have national loan capability for clients moving out of state or for our clients who would like to refer us to out-of-town friends and family.
We offer Credit Expert. We also offer rapid re-scoring when time is of the essence.
Low rates, and even a free float down if rates improve prior to closing. Excellent jumbo rates.
As a team we will work with you through every facet of the loan process from pre-approval to closing (and after!). We close on time with the lowest rate and best product for our clients.
There is no better place to obtain a home loan!
Phone: 919 961-6915
Website: https://lo.primelending.com/jhedges
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