My husband and I began looking for our first home together roughly a year ago after saving every penny we could. As a young family, finding the ideal starter home to raise our children while being close to family was important to us. We found the perfect home in a great school system close to family. We were sold and we eager to get approval on a loan. We were working with a previous lender for about 4 weeks when at the last minute they denied us. I was devastated and heartbroken to say the least. I called my realtor in tears, panicking because we only had weeks left until the scheduled closing date and I knew the sellers had a backup offer. She recommended me to Michael Alea and his company, FBC Mortgage. I figured it was worth a shot and if I was denied again it was just not meant to be. From the minute I was in contact with Michael and his team, it seemed like every ounce of worry and fear left my body. He reassured me that everything was going to work out and that he could approve me. I was placed in good hands with his wonderful staff, Desiree and Angela, who helped guide me every step of the way. They were beyond courtesy and professional and their knowledge on the business was reassuring for someone who was new to this process. They were in constant contact with me and provided detailed updates from beginning to end. Knowing we only had weeks to get this loan prepared and closed, they worked diligently to make sure my family and I could be proud owners of our first home together. I am forever grateful for their help and commitment to helping my family through this process and words could never express the gratitude I have for them. FBC Mortgage, Michael and his team have been a huge help in an important milestone in my family's life. If I ever have friends and family looking for a loan, I know who to recommend 110%. Thank you all so much!

I'm 22 and this was my first time ever going through the process of buying a house. I was very fortunate to know an agent who was a family friend and wasn't just out to get a quick dollar. I went with Ed because that's who she worked with and recommended using. And I'm glad I did because I felt they had my interests at heart and they made sure I wasn't getting sucked into some trap of a house.

We are past clients and had no reservations about applying for this new loan with Mike.

Excellent 30-day closing experience with Mike and his team. smooth and all done from a distance since we do not live in Florida.

I am a New Yorker and was not familiar with Florida practices so my Realtor recommended Mike Alea of Home Bank. My loan went through without a hitch. He returned calls promptly. Answered my questions intelligently even the dumb ones. As He was processing the loan His staff took over and walked me through the process. I did it all while I was in NY. I am now enjoying my property for almost 1 year.