Gene played a great role in helping us obtain the home of our dreams. After receiving discouraging advise from large bank lenders, we were referred to Gene by our realtor. He gave us several options in how to obtain the best loans and rates and even provided all the pros and cons with each. He sat down with us multiple times during the process to fully explain all steps and always answered his cell phone when we had questions or concerns. He made the entire process smooth and worry free. I strongly recommend him to all in search for the best loan and rate, especially first time home buyers!