Lender Profile
Community Bank and Trust of Florida
Marion |
Ocala |
Florida
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Average Rating:
4
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1
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Kathryn Chidester
640605
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Very Helpful
by
Denise K
Reviewed
December 28, 2016 | Rating:
4
Kathy was extremely helpful in assisting with the mortgage of the property and couldn't have been any better. However, it was a little outrageous of everything the underwriter was asking for. During the time between putting a contract on my property and closing, my new company put me up at a hotel for the 5 weeks. The underwriter needed to know what it was costing. How was this pertaining to my financial situation when it was not coming out of my pocket or affecting my financial situation? The underwriter also asked for another credit check a couple of days prior to the closing. Because so many credit checks had been done, my credit had dropped a couple of points. Unfortunately, these couple of points cost me a couple thousand extra dollars in discount points. This just put a damper on what could have been a really great experience.
Review Questions and Answers:
1. Loan Type
Conventional
8. Did your loan close on time?
Yes
2. Loan Term
30 Year Fixed
9. Was your loan program appropriate for your needs?
Yes
3. When did you close the loan?
10. Was your call returned in a timely manner?
Yes
4. Processor on Loan:
11. How likely are you to recommend your loan officer to others?
Very likely
5. Do you feel you received a competitive rate?
Yes
12. How likely are you to recommend the loan processor?
6. How did you hear about your lender?
Realtor
13. How satisfied were you with the processing of your loan?
Satisfied
7. Branch?
14. State Property In
Florida
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