Richard Heath, Loan Officer at Pulaski Bank Reviews & Ratings

Loan Officer Profile

Richard Heath

NMLS# 384159

Average Rating:

[7 Review(s)]

State(s) Served:

Current Employer: Loan Officer Pulaski Bank [St. Louis St. Louis Missouri]

www.GoSeeRich.com

Richard Heath is a Vice President - Senior Loan Officer with over 11 years experience and knowledge of the mortgage banking industry. He offers you a full-service mortgage experience and works with you step by step to create the right loan program. Whether you’re looking to purchase a new home or refinance your existing loan, give Richard a call to save you time and money.

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Great Service by Kim L
Reviewed March 25, 2014 | Rating:

We worked with Richard about two years ago. He was so wonderful that when I saw the opportunity to provide a review, I did so immediately. Richard is professional, warm and so easy to work with. He made the loan process the least stressful part of the move. I don't think you'll find a better person to work with.

Review Questions and Answers:

1. Loan Type Conventional	8. Did your loan close on time? Yes
2. Loan Term	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan?	10. Was your call returned in a timely manner? Yes
4. Processor on Loan:	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor?
6. How did you hear about your lender?	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch?	14. State Property In Missouri

READ ME! by Matt M
Reviewed October 23, 2013 | Rating:

Richard Heath did a great job finding an obscure but perfect mortage for me despite being busy during the rate change period of 2013!

Review Questions and Answers:

1. Loan Type Other	8. Did your loan close on time? Yes
2. Loan Term Other	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 3 – 6 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan:	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Likely
6. How did you hear about your lender? Realtor	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch?	14. State Property In Missouri

Closed and loan matched the estimate by Bob L
Reviewed September 16, 2013 | Rating:

Richard is an expert on mortgages. Also more importantly he was very patient with our questions on current rates and the closing process. In the end, he and his team got the loan processed the way we needed it to be for our particular situation even if it required some last minute adjustments. There were no big surprises at the closing which was very good.

Review Questions and Answers:

1. Loan Type Conventional	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan: Richard or Crystal	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Past Customer	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch?	14. State Property In Missouri

Great customer service by BRIAN B
Reviewed September 10, 2013 | Rating:

Richard Heath and his team have the highest levels of professionalism and customer service. I have worked with three different lenders in the past 4 years, and choose to return to work with Richard Heath repeatedly. I have purchased 3 properties with Richard as my lender and I plan to make him my first call if I have any additional lending needs.

Review Questions and Answers:

1. Loan Type Conventional	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 3 – 6 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan: Crystal Liddle	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Past Customer	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch?	14. State Property In Missouri

Useful Tips

Assemble all requested materials.

Great Service & Rates by Gina Y
Reviewed August 08, 2013 | Rating:

Richard and his team were fantastic. Quick replies to all my questions and easy explanations. I've been doing business with Richard for approximately 10 years; I highly recommend him and Pulaski Bank.

Review Questions and Answers:

1. Loan Type Conventional	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan:	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Past Customer	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch?	14. State Property In

Excellent All Round! by Shantanu R
Reviewed July 26, 2013 | Rating:

I was referred to Richard Heath by my realtor Charles Isaac. Charles said that Richard would beat any rate out there. I received what I thought was a good rate from a local credit union (my bank), Quicken and Captial One. I am glad to say I was proven wrong, and by almost 0.5%! Richard and Crystal Liddle (his assistant) were honest, dilligent, friendly and non judgemental throughout the process. They worked through any hiccups in the process and without hesitation. They were always willing to take a phone call, answer an e-mail within the hour I would get a response. We closed our loan in 22 days from application! The process could not have been easier and it is a testament to Richard and his team! I'd recommend him to anyone!

Review Questions and Answers:

1. Loan Type FHA	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan: Richard Heath and Crystal Liddle	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Realtor	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch?	14. State Property In

Useful Tips

Give him a call! It's worth a few minutes of your time!

Refi by Mathew M
Reviewed June 23, 2013 | Rating:

Rich is a very knowledgeable and friendly loan officer. We appreciate his hard work and communication through out this process.

Review Questions and Answers:

1. Loan Type Conventional	8. Did your loan close on time? Yes
2. Loan Term 30 Year Fixed	9. Was your loan program appropriate for your needs? Yes
3. When did you close the loan? 0 – 3 Months Ago	10. Was your call returned in a timely manner? Yes
4. Processor on Loan:	11. How likely are you to recommend your loan officer to others? Very likely
5. Do you feel you received a competitive rate? Yes	12. How likely are you to recommend the loan processor? Very likely
6. How did you hear about your lender? Past Customer	13. How satisfied were you with the processing of your loan? Very satisfied
7. Branch?	14. State Property In