I must say [email protected] is the best Credit Repair place. I started out with approximately 16-18 negative things on my credit and he is working on my last negative thing being removed. My fiancé is using them as well and his credit has cleaned up substantially. We have been very pleased with what XAP has done for us. I would recommend this company to anyone needing their credit repaired. I have nothing but positive things to say! I have been very happy with the results. They have done an exceptional job in helping me get back on track. We are so happy that our dreams of owning a home will be coming true in the next 3 months! Thanks XAP CREDIT SOLUTION for helping me out!!!! You are the best.