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Gina Damiani

NMLS# 173072  

Average Rating: 4  [17 Review(s)]
State(s) Served:
Current Employer:  Loan Officer


This loan officer does not have any previous Employers
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Awesome service excellent communication by
Reviewed August 18, 2021 | Rating:
5
I will refer family & friends
If you can avoid them, please do by
Reviewed June 26, 2021 | Rating:
1
My experience with FBC Mortgage was not satisfactory at all. I have bought many properties in the past, all new construction, and this was by far the worst experience I've ever had with a lender. Pretty low rating on customer service.
FBC is one of the best by
Reviewed June 02, 2021 | Rating:
5
Excellent customer service, my loan officer (Gina) was always ready to answer questions. She did an excellent job. The team at FBC Mortage exceeded my expectations.
Great experience by
Reviewed May 05, 2021 | Rating:
5
Thank you Eva and Gina you were great !
Excellent service by
Reviewed April 21, 2021 | Rating:
5
Gina was awesome to work with! Her communication was top notch and anytime I had a question she was quick to respond! She made the process smooth from start to finish!
90 Plus days to close on a Refi by
Reviewed December 24, 2020 | Rating:
1
My loan started off as conventional in September 2020 and I was told I had to sign a floating rate-lock, so I did. Well, my loan took more than 90 days to close, and because it took so long, the rates for conventional rates went up (got worse) so I had no choice but to chose an FHA loan in order to keep my rates competitive. My wife was the co-signer on the loan and her middle score was the lower of the two so FBC Mortgage based the loan scenario off of her middle score of 698. I am absolutely furious that my loan took so long to close that I actually asked my loan officer to withdraw my loan on two different occasions. I realize that my loan officer has no control over the "circus show" that FBC mortgage calls "processing and underwriting". It is ridiculous that a customer has to wait more than 30 days to close on a loan. FBC Mortgage gives priority to purchase loans and screw over refinance customers by making them wait so long. How do I know this?? Because I was referred by a co-worker who purchased a home through FBC Mortgage and he was able to close in 30 days. I chose to continue with FBC Mortgage mainly because of the professionalism my loan officer showed and, of course, the fact that I was going to save some money by refinancing. It was because my loan officer was so understanding and apologetic of how pathetic FBC mortgage treated me, that I decided to continue with my loan, at my loan officer's recommendation. My loan application started the first week of September 2020, and closed on Dec 16, 2020. Yup, Exactly!!! The only reason why I would even consider doing business with FBC Mortgage again is because of the loan officer, Gina Damiani. So be warned, if you don't mind waiting 3 months or more to close on your refi loan, then this is the lender for you!! I also closed on my investment property with FBC Mortgage and that took about 2 months to close. On that loan, I gave a much better review but based on the experience I had in refinancing my primary home, FBC Mortgage does not deserve a good review! If I could give them ZERO stars I would.
Mr. by
Reviewed December 04, 2020 | Rating:
5
I will recommend FBC mortgage to anyone who is looking for a loan.
Happy with my refinance by
Reviewed November 20, 2020 | Rating:
5
FBC Mortgage has very competitive rates & lender fees and my loan officer Gina Damiani is great to deal with. My refinance process took a bit longer than I would have liked due to the amount of loans being processed as a result of low interest rates during the COVID-19 pandemic. However, Gina kept me informed along the way and explained why things were taking a bit longer than expected. Gina did everything within her reach to keep me happy. I am very happy with this transaction and will definitely be doing business with Gina Damiani again. Thank you, Gina!
Horrible experience by
Reviewed November 19, 2020 | Rating:
1
Communication is horrible. Takes forever for them to get things back and done. No one is on the same page. Lies.
Refi by
Reviewed November 05, 2020 | Rating:
5
Gina did a great job guiding me through my cash out refinance process.
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