I have a couple collection accounts that I want to get removed... I was going through a divorce and lost track of certain bills/paperwork. Also, I have completed student loan rehabilitation on my six student loans that went into default. I have been making on time payments with the new provider, but the old loans remain as closed/transferred with the negative payment history on them. Shouldn’t they be deleted since the same loans are now with a new loan provider? It is essentially duplicated reporting them, right? I am planning on getting married in a couple years and want to buy a house with my current boyfriend and with this stuff on my report I fear I won’t be able to do this. This was exactly my story until I contacted PINNACLE CREDIT SPECIALIST who did the magic by clearing all the debts and raised my score to 800+ across the bureaus and even added some positive tradelines on my report. I was able to get a good house with a very low interest rate. Thank you PINNACLE CREDIT SPECIALIST for helping me