We recently combined our mortgage and equity loan into a refi with FBC. Working with Brett Rizzo and Donald Ryan, the whole process was seamless. Questions were answered, calls were returned, everyone seemed fully engaged in making this happen in the quickest, easiest, most financially advantageous way possible. From initial conversation to closing with their excellent attorney, Rich Gallagher, we were very pleased with the rate, the friendly attitude, the excellent care they took of us every step of the way.